EMI (Equated Monthly Installment) Guide
At Gitakart Property, we make property ownership easier with flexible EMI (Equated Monthly Installment) options. Whether you’re buying a new home, investing in commercial property, or financing land purchases, we help you find the best loan and EMI plans suited to your budget.
1. What is EMI?
An EMI (Equated Monthly Installment) is a fixed amount you pay every month to repay your home loan. It includes:
✔ Principal Amount – The original loan amount borrowed.
✔ Interest Amount – The interest charged by the bank or lender.
Your EMI is calculated based on:
- Loan amount
- Interest rate
- Loan tenure (number of months/years for repayment)
2. EMI Calculation Example
Here’s an example of how EMI is calculated for a home loan:
Loan Amount | Interest Rate (p.a.) | Loan Tenure | Monthly EMI |
---|---|---|---|
₹50,00,000 | 8.5% | 20 Years | ₹43,391 |
₹30,00,000 | 9% | 15 Years | ₹30,428 |
💡 Tip: Use our EMI Calculator to get an estimate of your monthly payments.
3. How to Apply for EMI Financing?
We assist you in securing home loans with easy EMI options from leading banks and financial institutions. Our process includes:
✔ Checking loan eligibility based on your income and credit score
✔ Comparing best loan offers from multiple banks
✔ Assisting with documentation and loan approval
✔ Helping with loan disbursal & EMI setup
4. Benefits of EMI Financing with Gitakart Property
✅ Lowest Interest Rates – Get the most competitive loan rates.
✅ Flexible EMI Plans – Choose a tenure that suits your budget.
✅ Quick Loan Approvals – Fast processing with minimal paperwork.
✅ No Hidden Charges – Transparent loan terms with no surprises.
5. Banks & Lenders We Work With
We have partnerships with top banks and NBFCs, including:
🏦 SBI, HDFC, ICICI, Axis Bank, PNB, LIC Housing Finance, and more!
6. Contact Us for EMI Assistance
Need help with EMI calculations, loan approvals, or choosing the right financing option? Reach out to us today!
📩 Email: info@gitakart.co.in
📞 WhatsApp/Call: 9749101117
🌐 Website: www.gitakart.co.in
At Gitakart Property, we ensure that buying your dream property is easy and affordable with the right EMI options.